installment cash credit definition

Some people have pointed to FDCPA 809, but to me this is during the first 30 days.
When Capital One puts your debt/account out for collection, they give the last phone number they have on file to the collection agency.
One of the other members informed us that she had a long conversation with a rep at EQ. Come to find out...EQ will pretty much delete ANY hard inquiry as long as you dont have an account with them. AWESOME!
(Installment cash credit definition) RICH'S account is confusing it dosen't say closed or charged off is this typical of them?
Just yesterday, our local Sec. of State office in charge of Collection Agency Programs stated basically "oh well". I said, not "oh well", she said that with 521 registered collection agencies in the state that that was alot and they really didn't need anymore. We also talked about California laws and how it would be nice for Oregon to adopt a stronger stance, her comment was that federal laws were all that were necessary. And complaints should be sent to the FTC, who in her opinion, is magic and takes care of all of us little peons. How pathetic that she didn't even know that they do nothing unless there are thousands of complaints.
Sorry Breeze, I should have been more clear, it's NEVER went to a CA, it's actually TXU who verified it back to the CRA.
I personally, would not recommend Mr.Bauer's advice on any legal matters.