payday advance via moneygram

My DH and I are sitting with a 15 year balloon mort with an 8.5% int rate.
1) I live with my girlfriend, am not on her lease, pay no rent, and am not sure what home address to give lenders on my application-do I-
Every person I talk to and every site I visit states something different.
(Payday advance via moneygram) BTW, no problem with you naming the company, I just will not comment on any specific lender in this or any other public forum.
The best place to inquire concerning that is in the Credit Forum as that is where the experts tend to reside.
I too, am a big fan of the NOT MINE.. Ya ya.. it not ethical.. by some standards but I dont give a hoot..